MACADAMIAS

Patula Risk is a specialised, niche agricultural insurance intermediary. It primarily offers insurance products and services to the forestry industry in southern Africa. With access to A-rated insurance and reinsurance capacity, Patula Risk has partnered with Corvus Investments as its technical partner, offering Macadamia Nut growers a customised short term insurance product that caters specifically for their risks and needs.

The advantages of considering Patula Risk are:

  • The policy is underwritten and supported by Hollard Insurance, the second-largest insurer in South Africa.
  • The policy is specifically tailored for macadamia nut crops.
  • The risk will be priced on the unique risk profile of macadamia nuts as an agricultural crop and not pooled with other crop types that may display more volatile loss characteristics.

  • Each grower’s risk is individually underwritten, taking into account the grower’s own distinct risk attributes.
  • Reduced premiums will be achieved and will be more commensurate with the inherent risk attributes manifested by macadamia nuts, as well as the individual grower’s specific requirements.
  • Patula Risk will undertake a detailed in-field risk assessment at each grower’s site early in the season to provide value-added advice in determining the projected crop yield for the forthcoming harvesting season.
  • Accurate historic yield data will be gathered and analysed, removing potential inconsistencies and thereby determining more exact premiums linked to productivity.
  • With reliable historic crop data, potential losses will be settled without any delays.

"specifically tailored
for macadamia nut crops"

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